Blog

Contributed by Kenny Loh, Senior Consultant & REITs Specialist, Financial Alliance Pte Ltd
(The contributor can be contacted at kennyloh@fapl.sg)

A real estate investment trust (“REIT”) is a popular asset class among income seeking investors due to its regular dividend payouts. However, there are pains unknown to most investors that are seldom shared by speakers in public seminars.

The following 4 pains are the common issues constantly faced by REITs investors throughout their whole REIT investing journey.

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Contributed by MK Chan,  Corporate Development Director, Financial Alliance Pte Ltd
(The contributor can be contacted at mkchan@fa.sg)

Do you want your financial consultant to listen to you and understand your goals and situation?

Do you want to have your problems solved by solutions that are relevant and reassuring to you?

If you said, “Yes”, you are in good company. Generally, as clients, individuals and businesses would answer the same way. So would we at Financial Alliance.

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Contributed by Michelle Ee,  Wealth Management Director, Financial Alliance Pte Ltd
(The contributor can be contacted at michelleee@fa.sg)

If you are over age 40 and own a few life insurance policies, I am sure at least one of them is a whole life plan. Will you buy more whole life plans?

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by MK Chan,Corporate Development Director, Financial Alliance Pte Ltd
(The contributor can be contacted at mkchan@fa.sg)

Financial Alliance and our financial consultants emerged winners at the FPAS Financial Planner Awards 2019, picking up 7 trophies at the gala dinner on 5 April 2019.

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Contributed by Poh Liang Siah,Financial Advisory Manager, Financial Alliance Pte Ltd
(The contributor can be contacted at liangsiah@fapl.sg)
Author’s Disclaimer: My comments are based on my recent personal experience of being an executor for a deceased family member and solely represent my own views.

Unbeknown to me, I was named an executor in a will of my family member. When the testator passed on, I was kicked into action. Here are some three things I learnt from my experience which may help you to decide if you should take up the role should anyone ask of you.

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Investment Advisory: Conquering Investors’ Fear

Contributed by Sani Hamid,  Director, Wealth Management (Economy & Market Strategy),  Financial Alliance Pte Ltd
(The contributor can be contacted at sanihamid@fa.sg)

In this issue, I want to highlight how investment advisory plays a crucial role in helping investors conquer a major scourge when it comes to investing: fear. This can relate to either the feeling of over-pessimism or over-optimism among investors.

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Suffered an Investment Loss? What do you do?

Contributed by Sani Hamid,  Director, Wealth Management (Economy & Market Strategy),  Financial Alliance Pte Ltd
(The contributor can be contacted at sanihamid@fa.sg)

When the markets fell sharply in the last quarter of 2018, some investors may have suffered losses. If you are one of them, what do you do?

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Choosing a Financial Adviser: Free or Fee?

Contributed by Jonathan Low, Manager, Wealth Management,  Financial Alliance Pte Ltd
(The contributor can be contacted at jonathanlow@fa.sg)

According to the latest 2017 Legg Mason Global Investor Survey covering more than 15,000 respondents across 17 countries, 61% of Singaporeans consult a financial adviser – exceeding the global average of 46% and Asian (except Japan) average of 55%.

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Have You Mitigated Your Business’ Risks to Survive a Cyberattack?

Contributed by MK Chan, Corporate Development Director, Financial Alliance Pte Ltd
(The contributor can be contacted at mkchan@fa.sg)

Cyberattacks – you see them in the news, you hear about them from your friends or associates from other organisations. These attacks are on the rise. What’s more, not all are reported – that may lull many into a false sense of security. Don’t be among the complacent.

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Contributed by Michelle Ee, Wealth Management Director, Financial Alliance Pte Ltd
(The contributor can be contacted at michelleee@fa.sg)

While advances in medical science helps to prolong our lives, it also increases our health care and treatment costs. Therefore, it is crucial to have medical insurance – such as critical illness insurance and hospitalisation insurance – help pay for these costs. However, many people are confused over how critical illness insurance & hospitalisation insurance works. Here are some quick pointers to help you understand.

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